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Category | M |
---|---|
Domain name | mortgagesforcontractors.co.uk |
IP | 94.126.40.154 |
Country by IP | GB |
Web server type | Apache |
Hostname | webforward.lcn.com |
Emails | info@mortgage-quest.co.uk |
Contractor Mortgages® are specialists in advising and arranging mortgages for contractors. We’ve seen these all before and resolved them, to boot. That’s whether you have your own limited company, or are an umbrella employee. We provide specific advice to first-time buyers, movers and remortgages alike. Visit website
UK Contractor Mortgages is a Totally Independent Mortgage Broker who will find the best deals on the market for self-employed workers. Specialist Mortgage Broker for UK Contractors UK Contractors invariably find that some Lenders simply won’t be prepared to lend to you, or will ask to see up to five years of your business accounts. Visit website
The Contractor Mortgage Company have a dedicated team of expert mortgage and insurance advisers providing specialist mortgage advice and support to help contractors find the most suitable mortgage options. Access to over 90 lenders and 12,000 products including specialist contractor products. Typically get our clients a 40% larger mortgage than ... Visit website
Speak to an expert about contractor mortgages Get Started Call us 0808 189 2301 How to get a mortgage as a contractor By following these three simple steps, the process for your mortgage application will be much more straightforward. This is how we’d recommend you do it… Step 1. Speak to a contract mortgage broker. Visit website
or a contractor? We can help you borrow up to 300% more on your mortgage Even if you’ve recently left a full-time job of 10 years to start your own business! Our specialty is helping self-employed professionals secure the perfect mortgage. With combined experience of over 40 years, our consultants are true experts in their field. Visit website
Calculate your contractor mortgage options, including how much you could borrow. You can use this calculator to assess your potential mortgage options, based on your current contracting rate and your IR35 status. Visit website
Accord Mortgages pander to the highest-earning contractors. The least one can earn to qualify is £400 per day or £75,000 per annum. To counteract these terms, Accord offer some of the most competitive contractor mortgage rates today. The lender, part of The Yorkshire BS Group, also has one of the highest multipliers. Visit website
Mortgages For Contractors What is your mortgage for? 5 Year Fixed Rate 3.49% 5 Year Fixed 5% Deposit Up to 5.5x Income (Based on a minimum joint income of £50k) Overall cost for comparison 3.90% Representative Example: Mortgage of £190,000 on property valued at £200,000 over term of 25 years. Visit website
Mortgages for contractors can be a minefield and lenders often assess contractor income in different ways. At Mortgage Smart we work with every client individually. So, whether you have been a contractor for years or just started, there are lenders that will consider your application. Mortgages for contractors are no problem at Mortgage Smart. Visit website
As a contractor, you will usually need to show evidence of your earnings history for at least the past six months, though many lenders will expect to see two to three years of accounts. Due to this, applying for a mortgage early in your contractor career can be more difficult, though you may still have options. Visit website
C&F Mortgages’ sole purpose is to provide contractors and freelancers access to mortgage borrowing. We help self-employed professionals get onto the property ladder where the High Street fails [ 1]. It’s no secret that many contractors begin contracting for two reasons: Visit website
HSBC 2 Year Fixed . Initial Rate 2.94%; 95% LTV; Overall cost for comparison 4%; Representative Example: Mortgage of £100k on property valued at £200k over term of 26 months. Visit website
Freelancer Financials has helped develop bespoke mortgage underwriting criteria for professional contractors. Many lenders now offer ‘contract-based underwriting’, which calculates mortgage affordability against gross contract rate. Visit website
What is a contractor mortgage? A contractor mortgage is a mortgage that is secured based on your contract rate, not your accounts. It can be more complicated for a contractor to get a competitive mortgage deal directly from high street lenders as advisors can struggle to interpret your limited company income, often trying to use accounts to do so. Visit website
Mortgages for IT Contractors For IT contractors and freelance professionals, finding a mortgage that makes financial sense can be a bit of a challenge. Traditional lenders are often averse to financing mortgages for IT freelancers, as they’re perceived … Visit website
Many lenders’ default method for working out how much a contractor can afford for a mortgage uses accounts. So in essence, they can service contractors. But those methods ignore key elements that make contracting worthwhile.Their calculations don’t incorporate retained company profits.And that’s the black hole that sucks up most contractors’ dreams of homeownership. Visit website